Budgeting for Anxious Humans

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    Hi, I’m Timothy Kelly, LCSW

    But please, call me Tim. I’m a private practice owner, Certified Coach* in YNAB (You Need A Budget) helping Anxious Humans unlock financial peace.

    I help anxious humans budget with YNAB because I too have been an anxious human about money. YNAB helped me pay my way through my master’s program, helped me marry my love and buy a house, and has been supporting my business ever since I’ve started working.

    In this economic climate, that’s a lot to ask for. And it was a struggle. But I made it through with some support from my peers. But not in the way I’m offering to you today. This is why I came up with the idea of the Budgeting for Anxious Humans, to be what I needed back then. It’s secretly why we all became therapists too, amiright?

    Qualification and teaching methodology

    Background

    I’m an LCSW running my own private practice, providing Continuing Education for fun, and have been budgeting my entire life. I have my MSW from Rutgers University, have been an LCSW since 2019, and started my own practice in 2021. 

    Experience

    Unofficialy I’ve been teaching everyone that would listen to me how to budget using You Need A Budget (YNAB). I’ve been running my financial life on it since grad school in 2018, and one of my first major wins was being able to pay for my spring semester of my MSW in cash. That was after 3 months of budgeting.  I finally decided to get my certification in YNAB Coaching, taught by the wonderful people at You Need a Budget, so I can bring these successes and wins to you. 

    Methodology

    You Need A Budget (YNAB) Is a zero based budgeting system, meaning you only use the money that you have in your bank account to make your financial decisions. Though this seems terrifying to some, it is revolutionary. Using the 4 Rules, you’ll be able to give every single job a dollar to spend now or save for later, improve your cash flow, and pay yourself more. 

    Ready To Achieve
    Your Goals?

    Get in touch today for a free discovery call so we can figure out how to unlock your financial success.

    *I am a YNAB Certified Budgeting Coach, which means that I have been trained to coach people on using YNAB software and the YNAB budgeting method. I have met select requirements of You Need a Budget LLC in order to receive this certification, which means that I have the ability to competently coach YNAB to others. I am not an employee of YNAB, and all non-YNAB related opinions and recommendations are my own. My views do not reflect the views of YNAB and its employees or its affiliates.